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You can automatically route specified percentages of credit card transactions to one or more designated processors. Vindicia Client Technical Support (CTS) configures routing rules at your request, to specify how to route transactions. Contact a Vindicia CTS representative to implement routing rules. Note: You can also route transactions to specified divisions within a given payment processor. See How Can I Route Transactions to Different Divisions within the Same Payment Processor? Each routing rule specifies a Processor/Payment Provider and a percentage. You can have multiple routing rules configured for this purpose, following a designated order of precedence. As a transaction is created, processor assignment is weighted according to the specified percentages. The following examples illustrate the use of routing rules with multiple payment processors.

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Routing Rules Using Two Payment Processors

In this example, the merchant uses two payment processors:
  • The merchant designates that 25% of transaction traffic should go to Processor A and the remainder should go to Processor B.
  • CTS configures the first routing rule to specify that Processor A receives 25% of transaction traffic, and configures the default routing rule to specify that Processor B receives all other transaction traffic.
  • Every credit card transaction has a 25% chance of being assigned to Processor A, and a 75% chance of being assigned to Processor B.

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Routing Rules Using Three Payment Processors

In this example, the merchant uses three payment processors:
  • The merchant designates that 25% of transaction traffic should go to Processor A, 25% to Processor B, and the remainder to Processor C.
  • CTS configures the first routing rule to specify that Processor A receives 25% of transaction traffic, then configures the second routing rule to specify that Processor B receives 33.3% of transaction traffic (one-third of the remaining 75% is 25% of the total), and configures the default routing rule to specify that Processor C receives all other transaction traffic (no % is needed for the default rule because all remaining transactions go to the default processor).
  • Every credit card transaction has a 25% chance of being assigned to Processor A. Of those that are not assigned to Processor A, each of the remainder has a 33.3% (1-in-3) chance of being assigned to Processor B. Any transactions not assigned to Processor A or Processor B are assigned to Processor C.
Parent topic:Payment Management