Creating Outbound Payment Transactions with ECP

$txn = new Transaction();
 
 // populate the transaction as shown in the previous example
 
 $paymentMethod = new PaymentMethod();
 $paymentMethod->setBillingAddress($address); 
 $paymentMethod->setType('ECP');
 
 $ecp = new ECP();
 
 // specify the account number where funds will be deposited 
 // (payee's account)
 $ecp->setAccount('123456799'); 
 
 // specify bank routing number (payee's bank)
 $ecp->setRoutingNumber('3409284044');
 $ecp->setAccountType('ConsumerChecking');
 $paymentMethod->setECP($ecp);
 
 // Since this is an outbound payment i.e. a deposit into 
 // payee's bank account and withdrawal from merchant's bank 
 // account, set the destPaymentMethod attribute of the transaction
 
 $tx->setDestPaymentMethod($paymentMethod);
 $tx->setEcpTransactionType('Outbound'); 
 $sendEmailNotification = false;
 $response = $tx->authCapture($sendEmailNotification);
 
 if($response['returnCode']==200) {
 if($tx->statusLog[0]->status=='Authorized') {
 print "Successful\n";
 }
 else if($tx->statusLog[0]->status=='Cancelled') {
 // The transaction did not go through 
 print "Declined. Reason code received from payment processor: ";
 print $tx->statusLog[0]->status->ecpStatus->authCode . "\n";
 }
 }